Financial Times UK and Zuma Press

For the Financial Times in the UK through Zuma Press.

The story covered people who are being taken advantage of with trial loan modifications.

The Bailey's both worked in the housing industry. Jesse worked as a Project Manager and Joleen had a job in Interior Design. Joleen was eight months pregnant when the housing industry crashed and soon both were laid off.

In this time of crisis the Bailey's took out home loan modifications in order to keep their home, however, the modifications have left them owing more on their house than before and with higher payments.










Jesse built this arbor for the Bailey's backyard wedding. It now holds 2-year-old Brooklyn's swing.





Jesse and Joleen are thankful to be employed once again but both are working outside of their field. Joleen recently designed a new kitchen for their home and Jesse installed it along with new wood floors. It is inspiring to see a family persevere in hard times and continue to grow.

Thank you to the Bailey's for sharing your story!